- The expenses that come with (news-worthy) lavish lifestyles equate to the earnings on investments equal to the GDP of small countries. This is far from the norm; don't believe the hype.

- The only way you can truly not work yet earn money is to invest in something that does not require maintenance and that guarantees consistent, positive cash flows (otherwise, higher rate investments require quite a bit of work). This equates to a low-risk debt security, such as T-Bills and CDs (1.5% - 3.0%). Translation: one would have to invest between $1.7M and $3.3M to offset average annual expenses.

The only ways to increase interest income are to: 1) increase the volume of money invested and/or 2) earn a higher yield. For example:

- To double annual income ($50k to $100k) assuming the same T-Bill and CD return range, one would need to invest twice as much ($3.3M to $6.7M).
- To double annual income assuming the same principal investment (between $1.7M and $3.3M), one would need to earn twice the rate of return (6% - 12%). This level of return would require investment in more risky equity securities, like stocks. Thus, enters maintenance (aka work).

*Unless you win the lottery, inherit a ton of money, find a coke dealer's backpack, put in 20 years as an iBanker or are nearing retirement, none of this is worth considering at this age.

*"Actively manage" = having to work

New definitions should be:

__Financial Independence__ - free from the need of finances (ex: living off the land)

__Financial Interdependence__ - financial gain from mutual reliance (ex: a job; investments; currently defined as "financial independence")